Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. A CENTURY 21 REALTOR® goes beyond the transaction and will be there for you every step of the way. Trust the experience of a CENTURY 21 Realtor to help you find your dream home.
If you’re buying, we can enhance your search process by helping you uncover what you may not have considered, whether it is schools, lifestyle, or the investment value of the property. Using our property search tools, you’ll be able to find the home that best meets your needs. Finally, with local knowledge of the market, real estate expertise and negotiation skills, we’ll help you get the best possible deal and handle all the critical details.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payment.
The process of determining the market value of a property.
A mortgage that cannot be prepaid or renegotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary until the closing of the sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once that loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available can be short or long term and the interest rates will be fixed for whatever term one chooses.
We look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. We offer: