1052 Rat Bay Rd 109-7 Road Lake of Bays, ON P1H 2J6
Listing Courtesy of: PropTX - IDX / Listed By: Chestnut Park Real Estate

  1052 Rat Bay Rd 109-7 Road Lake of Bays, ON P1H 2J6

Active
$38,900 (CAD)
2
BED
2
BATH
900-999
SQFT

Description

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

MLS®:
X12017497
Type
Condo
Style
Bungalow
Views
Trees/Woods, Lake
County
Muskoka District Municipality
Community
Franklin

Listed By

Chestnut Park Real Estate
Source
PropTX - IDX
Last checked Aug 28 2026 at 8:34 AM EDT
Bathroom Details
Interior Features
  • Water Heater Owned
  • Other
Property Features
  • Fireplace: Propane
  • Foundation: Block
Heating and Cooling
  • Baseboard
Condo Information
  • Fees: $427
Exterior Features
  • Wood
  • Roof: Asphalt Shingle
Utility Information
  • Fuel: Electric
  • Energy: Energy Certificate: No
Garage
  • None
Parking
  • Private
Stories
  • 1

Listing Price History

Date
Event
Price
% Change
$ (+/-)
Feb 16, 2026
Price Changed
$38,900
-13%
-$6,000
Aug 25, 2025
Price Changed
$44,900
-10%
-$5,000
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Disclaimer: Copyright 2026 Toronto IDX. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 8/28/26 01:34